Bankruptcy Attorney in North Platte, NE

With a median household income of $57,805, many North Platte families still grapple with financial pressures. Whether it’s the rising cost of living, unexpected medical bills, or changes in employment, these challenges can feel overwhelming. These struggles are not uncommon; in fact, Nebraska saw 143 business bankruptcy filings in 2019, reflecting the harsh economic conditions many face. For individuals, the weight of mounting medical bills, wage garnishments, and overwhelming student debt can create the need for expert financial solutions.

At Lentz Law, PC, LLO, we know how hard it can be to see a path forward when debt feels unbearable. Bankruptcy isn’t the end; it’s a chance for a fresh start. It’s a powerful option to help you take back control, eliminate debt, and create a foundation for a more secure financial future. You don’t have to face this alone. Our dedicated team will guide and support you every step of the way, giving you the tools to rebuild with confidence.

Compassionate Bankruptcy Guidance

Financial struggles don’t define you; bankruptcy can be the first step toward a clean slate. National statistics show that hundreds of thousands of people turn to bankruptcy every year to resolve crushing debt. For North Platte residents, this option can end wage garnishment, prevent foreclosure, and help you manage overwhelming student loans. At Lentz Law, PC, LLO, we specialize in helping individuals, families, and small businesses regain control of their finances.

What Sets Us Apart

Compassionate
Determined
Straightforward
Empathetic

Explore Your Bankruptcy Options

We work with a variety of bankruptcy chapters to fit your specific needs. Whether you’re seeking relief from unsecured debts or need to restructure payments, our bankruptcy attorney is here to help.

If you’re hoping to file for bankruptcy, we can help with the following:

Chapter 7 Bankruptcy – Ideal for individuals with limited income, Chapter 7 discharges unsecured debts such as medical bills and credit card debt. This "liquidation bankruptcy" can give many North Platte residents a fresh start.
Chapter 13 Bankruptcy – For those with regular income who want to keep significant assets, Chapter 13 offers a way to repay debts over three to five years. This solution can prevent foreclosure and allow you to retain control of your financial future.
Chapter 11 Bankruptcy – Designed for businesses and high-income individuals, Chapter 11 helps restructure debts while maintaining operations. It’s a powerful tool for those seeking to reorganize and thrive long-term.
Chapter 12 Bankruptcy – Tailored for family farmers and fishermen in North Platte, Chapter 12 provides the flexibility to handle financial challenges specific to your livelihood.

FAQs About Bankruptcy in North Platte, NE

What Is Bankruptcy, and How Can It Help Me?

Bankruptcy is a legal process that allows individuals or businesses overwhelmed by debt to restructure or eliminate it. By filing for bankruptcy, you can stop wage garnishments, prevent foreclosure, and get relief from creditor harassment. With the help of an experienced bankruptcy attorney, you can regain financial stability and start fresh.

Can Filing for Bankruptcy Stop Wage Garnishment?

Yes. Filing for bankruptcy triggers an automatic stay, stopping wage garnishment orders and preventing creditors from collecting debts. This powerful legal protection allows you to regain control of your income.

Can Bankruptcy Eliminate My Student Debt?

Generally, student loans are difficult to discharge through bankruptcy. However, if you can prove “undue hardship,” such as being unable to maintain a minimal standard of living, it may be possible to discharge some or all student loan debt. Our team at Lentz Law, PC, LLO can evaluate your circumstances and explore your options.

Take the First Step Toward Debt Relief

Whether you need a Chapter 7 lawyer or guidance on Chapter 13 bankruptcy solutions, we’re here to help North Platte residents find debt relief and financial freedom.

You don’t have to face financial uncertainty alone. Call Lentz Law, PC, LLO today at (402) 526-5540 to schedule your consultation.

Our Satisfied Clients

"I had a very pleasant experience with John and his team."

Jodi P.
"He was always very professional, kind, and quick to respond or provide information."

Katelyn B.
"He makes the whole process as smooth as possible and is always available to answer questions and make changes along the way."

Karli V.